Statement from Commissioner Michael Pieciak

Statement from Commissioner Pieciak: DFR staff have been directed to work remotely from home, and will continue to do so until further notice. The department is still conducting business, however the remote nature of our work may cause some temporary disruptions or delays in DFR services. Read the full letter for more information about contacting DFR.

DFR Regulations, Orders, Bulletins and Market Conduct Exams

Typesort descending Name Effective Date Title
Bulletin Banking Bulletin #15 Fri, 11/09/1990 Use of "Bank", "Banking Association", or "Trust Company" by Financial Services Institutions
Bulletin Banking Bulletin #19 Wed, 07/23/1997 Permitted Charges on Mortgages
Bulletin Banking Bulletin #23 Sat, 07/01/2000 Vermont Civil Union Law
Bulletin Banking Bulletin #25 Mon, 10/21/2002 Documentation Fees
Bulletin Banking Bulletin #26 Thu, 10/30/2003 Mortgage Broker Issues
Bulletin Banking Bulletin #29 Mon, 11/27/2006 Guidance to Vermont Licensees on Nontraditional Mortgage Products
Bulletin Banking Bulletin #31 Mon, 11/27/2006 Property Insurance for Prospective Borrowers
Bulletin Banking Bulletin #32 Mon, 12/10/2007 Statement of Subprime Mortgage Lending
Bulletin Banking Bulletin #36 Thu, 05/10/2012 Financial Advisors - Transition Period to Obtain a Mortgage Loan Originator License
Bulletin Banking Bulletin #37 Fri, 10/05/2012 State Chartered Credit Unions
Bulletin Banking Bulletin #38 Thu, 11/01/2012 Clarification on Declared Rate for High Rate Loans
Bulletin Banking Bulletin #39 Wed, 11/27/2013 Withdrawal of Unnecessary Banking Bulletins
Bulletin Banking Bulletin #41 Wed, 11/27/2013 Mobile Home Disclosure
Bulletin Banking Bulletin #42 Wed, 11/27/2013 Mortgage Loan Originators Reasonable Commuting Distance from Residence to Office of Employment
Bulletin Banking Bulletin #43 (Withdrawn) Thu, 07/14/2016 WITHDRAWN - Automated Teller Machine Disclosures
Bulletin Banking Bulletin #44 Wed, 10/26/2016 Advertising and Social Media
Bulletin Banking Bulletin #45 Tue, 04/04/2017 Guidance for Implementing Regulation B-2016-01
Bulletin Banking Bulletin #46 Mon, 06/19/2017 Motor Vehicle Retail Installment Sales Finance Act Guidance
Bulletin Banking Bulletin #47 Thu, 06/29/2017 Money Transmitter Receipts Guidance and Transition Period
Bulletin Banking Bulletin #48 Wed, 01/24/2018 Home Loan Escrow Accounts
Bulletin Banking Bulletin #30 Mon, 07/23/2007 Notice of the Enactment of Act 41, An Act Related to Prohibiting Discrimination on the Basis of Gender Identity
Bulletin Banking Bulletin #34 Fri, 01/06/2012 PACE Assessment Underwriting Criteria and Standards
Bulletin Banking Bulletin #35 Fri, 01/06/2012 PACE Reserve Fund
Bulletin Banking Bulletin #2 Fri, 08/08/1975 Illegal Loan Practice
Bulletin Banking Bulletin #11 Mon, 06/18/1984 Permitted Charges on Subordinate Lien Mortgages

Pages

Contact Information

Department of Financial Regulation
Consumer Services 
89 Main Street, Montpelier, VT 05620 - 3101

802-828-3301
833-DFR-HOTLINE (toll free)
833-337-4685 (toll free)

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For public records, media inquiries, and press releases visit our Public Information web page

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