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Financial Institutions

The Banking Division charters and regulates state chartered financial institutions, including banks, credit unions, trust companies, and other depository institutions. Search the National Information Center to find an institution. 

Vermont Chartered Banks

Vermont Chartered Banks are depository institutions insured by the Federal Deposit Insurance Corporation, such as: banks (savings and savings and loan associations), commercial banks, and industrial loan corporations; limited or special purpose banks; and special purpose financial institutions, all of which are organized under the laws of Vermont.

Vermont Chartered Credit Unions

Vermont Chartered Credit Unions are credit unions which are non-profit depository institutions insured by the National Credit Union Share Insurance Fund, that are owned and operated by its members.

Vermont Trust Companies

Vermont Trust Companies are legal entities that act as a fiduciary, agent or trustee on behalf of a person or business for the purpose of administration, management and the eventual transfer of assets to a beneficial party. The trust companies also act as a custodian for trusts, estates, custodial arrangements, asset management, stock transfer, beneficial ownership registration and other related arrangements.

Other Depository Institutions Operating In Vermont

Other depository institutions do operate in Vermont, however they are not directly regulated by the Vemront Department of Financial Regulation. 

National or Federal Banks

The Office of the Comptroller of Currency regulates commercial banks having the word "National" or using "N.A." (national association) in their name, as well as savings banks, and savings and loan associations having the word "Federal" or using FSB (federal savings bank), FSA (federal savings association), FA (federal association) or FSLA (federal savings and loan association) in their name.

Federal Credit Unions

Credit unions having the word "federal" in their name are regulated by the National Credit Union Administration.

National Information Center

The National Information Center (NIC) provides comprehensive information on banks and other institutions for which the Federal Reserve has a supervisory, regulatory, or research interest including both domestic and foreign banking corporations operating in the U.S.