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Title Agent

License Requirements

In order to obtain a Title Agent license an individual must be at least 18 years of age; must be deemed by the Commissioner to be competent, trustworthy and financially responsible; have passed a written examination; be appointed by a sponsoring insurer and submit a license application and fees.

Check out the fee schedules. 

How to Apply for A License

Nonresident

  • Nonresident Public Adjusters must apply electronically using NIPR.
  • Complete the online application process and pay the relevant fees.
    • If your application is routine, and does not require any additional information, the license is generally issued within 48 hours.
    • If your application is not routine, you will be notified online that additional information must be submitted directly by you to the department. All additional information that must be submitted is outlined on the application, and can be faxed to 802-828-1633. Your license application will be reviewed after all required information has been received.

Resident

    • You may apply electronically using NIPR.
    • Complete the online application process and pay the relevant fees.
      • If your application is routine, and does not require any additional information, the license is generally issued within 48 hours.
      • If your application is not routine, you will be notified online that additional information must be submitted directly by you to the department. All additional information that must be submitted is outlined on the application, and can be faxed to 802-828-1633. Your license application will be reviewed after all required information has been received.
  • Apply Online
    • Complete the online application process using NIPR.
    • Notes:
      • If your application is routine, and does not require any additional information, the license is generally issued within 48 hours.
      • If your application is not routine, you will be notified online that additional information must be submitted directly by you to the department. All additional information that must be submitted is outlined on the application, and can be faxed to 802-828-1633. Your license application will be reviewed after all required information has been received.
      • A license cannot be issued without an appointment. Only an Insurer is authorized to submit an appointment. You should contact the Insurer that is appointing you so once you submit your application, they can submit the required appointment.
  • Paper Application
    • An applicant must also submit additional paperwork for the department, including:
      • Submit the NAIC Uniform Individual Application;
      • Include the original score report showing passage of the Title Agent Examination (please wait 48 hours for the examination to load electronically into our system);
      • Send the application fee of $30.00 and a license fee of $30.00 (checks may be made payable to VT Dept. of Financial Regulation); and 
      • Review the Social Security Disclosure (Attachment 1) for your information.

 

The sponsoring Insurer will attach the NAIC Appointment Form to the application and submit it to the Department. Once you are licensed, additional Insurers can submit subsequent appointments without any additional documentation from you.

FAQs

  • What is the license term?
  • What is the renewal fee?
  • Who must have a Title Agent license?
  • Is Vermont an appointment state?
  • When must a Title Agent be appointed as an insurer’s agent?
  • Does Vermont require a Title Agent to have a trust account?
What is the license term?

The license term is April 1st to March 31st of odd years. The Department will send out renewal notices for existing licensees at the beginning of the odd year. Note, license fees are not prorated and the license term is fixed, regardless of time of application.

What is the renewal fee?

2017 renewal fee chart.

Who must have a Title Agent license?

Anyone who intends to sell, solicit or negotiate Title insurance must be licensed as a Title Agent.

Is Vermont an appointment state?

Yes, Vermont is an appointment state. If an insurer does business with a Title Agent as its agent, the insurer must appoint the Title Agent as its agent for which the Titile Agent will be acting as the agent of the insurer. Without the appointment, a Title Agent can not hold a license.

When must a Title Agent be appointed as an insurer’s agent?

A Title Agent must be appointed at the time of application.

Does Vermont require a Title Agent to have a trust account?

Yes, in most instances a Title Agent will need a trust account. For more information about trust account requirements see Regulation 95-1.

For answers to additional questions that have not been addressed in the FAQs above, send an email to dfr.producerlicensing@vermont.gov please be sure to provide a telephone number where we can contact you.

Vermont Department of Financial Regulation
Insurance Division – Producer Licensing
89 Main Street
Montpelier, VT 05620-3101
(802) 828-3303 Telephone
(802) 828-1633 Fax