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Medigap Changes Next Year

May 1, 2019

Medigap refers to various private health insurance plans sold to supplement Medicare in the United States. In 2015, the Congress passed, and the President signed into law, a measure that makes changes to the sale of Medigap plans after January 1, 2020.

There is some misinformation being circulated about the upcoming changes to Medigap plans. This consumer alert seeks to clarify some of the changes and protect consumers.

Key Takeaways

  • If you are eligible for a Medicare or are currently enrolled in a Medigap plan before January 1, 2020, these changes will not affect you. Medigap plans will remain unchanged and available for these individuals.
  • If you are “newly eligible” for Medicare on or after January 1, 2020, Medigap plans changes will affect you. Medigap plans will be available for the “newly eligible” except for C, F, and F High Deductible which will be replaced by Medigap plans D, G and G High Deductible plans.

Read the full consumer alert