Proposed Rules and Public Comment
No rules currently proposed for the Administration Division.
Insurance and Healthcare
DFR Regulation I-2023-X
Title of Rule: Privacy of Consumer Financial and Health Information
Brief Summary of Rule: The Department of Financial Regulation's rule on "Privacy of Consumer Financial and Health Information" establishes limitations on how insurance companies, other entities that offer insurance to Vermont consumers, and insurance agents share consumers' financial and health information. The rule is being amended to modernize and streamline how annual notices identifying these privacy practices are provided to consumers. Instead of delivering an annual privacy notice to consumers individually, entities and agents who meet specific criteria will have the option to provide the notice on their website. This rule amendment will make the requirements for the provision of annual privacy notices consistent with federal law and with similar requirements, established in other rules, for entities regulated by the Banking Division. This rule amendment also makes technical corrections and clarifies what to include in the federal model privacy form should an entity elect to use that form as its privacy notice.
Date of Public Hearing: February 21, 2023 - 1 pm
Location: Microsoft Teams Virtual Hearing
Use this link to access the meeting.
Call-in Access: +1 802-828-7667
Access Code: ID 385934269#
Contact for public comments: Diane Sherman / email@example.com
Public Comment Period Ends: February 28, 2023
- Proposed Rulemaking Packet - filed with the Secretary of State
- Rule I-2023-X As Proposed*
- Rule I-2023-X As Proposed (redlined)*
* The typographical error in the new rule number identified on the first page will be corrected.
DFR Regulation H-2011-02
Title of Rule: Independent External Review of Health Care Service Decisions
Brief Summary of Rule: The Independent External Review of Health Care Services Decision (hereafter, the Rule) provides a process for individuals whose health insurance plan has denied, reduced or terminated their health insurance coverage or denied payment for a health care service, and who have exhausted all applicable internal review procedures provided by their health benefit plan, to obtain an independent external review of the plan's decision. In addition to technical corrections, the proposed Rule revisions expand the scope of external review to any adverse benefit determination involving whether a claim is eligible for surprise billing and cost-sharing protections under the federal No Surprises Act.
Date of Public Hearing: January 26, 2023 - 9 am
Location: Department of Financial Regulation | 89 Main Street, Third Floor Conference Room | Montpelier VT 05602
If public hearing is wholly or partly virtual, access can be made by calling +1 802-828-7667 and entering this access code: ID 729008073#.
Contact for public comments: Sebastian Arduengo / Sebastian.Arduengo@vermont.gov
Public Comment Period Ends: February 2, 2023
- APA Forms -- Filed with the Secretary of State
- Rule H-2011-02 As Proposed
- Rule H-2011-02 As Proposed (redlined)
No rules currently proposed for the Banking Division.
No rules currently proposed for the Captive Insurance Division.
No rules currently proposed for the Securities Division.
No material available for Public Comment.
For: DFR Regulation Number: Rule H-2011-02 | Independent External Review of Health Care Service Decisions
When: January 26, 2023 - 9 am
Where: Department of Financial Regulation | 89 Main Street, Third Floor Conference Room | Montpelier VT 05602
For: DFR Regulation Number: Rule I-2023-X | Privacy of Consumer Financial and Health Information
When: February 21, 2023 - 1 pm
Where: Virtual Hearing via Microsoft Teams (use this link to access the meeting)
Call-in Information: +1 802-828-7667; enter access code: ID 385934269#