Proposed Rules and Public Comment

Proposed Rules - Insurance and Healthcare

Proposed Rules - Banking

Proposed Rules - Captive Insurance

Proposed Rules - Securities

Proposed Rules


Currently, there are no proposed rules for the Administration Division.

Insurance and Healthcare

DFR Regulation H-2011-02

Title of Rule: Independent External Review of Health Care Service Decisions

Brief Summary: The Independent External Review of Health Care Services Decision (hereafter, the Rule) provides a process for individuals whose health insurance plan has denied, reduced or terminated their health insurance coverage or denied payment for a health care service, and who have exhausted all applicable internal review procedures provided by their health benefit plan, to obtain an independent external review of the plan's decision. In addition to technical corrections, the proposed revisions to the Rule expands the scope of external review to any adverse benefit determination involving whether a claim is eligible for surprise billing and cost-sharing protections under the federal No Surprises Act.

Tentative Hearing: Nov. 28, 2022 9:00 AM

Public Comment Ends: Dec. 5, 2022

Contact for Public Comment:

ICAR Filing



Currently, there are no proposed rules for the Banking Division. 

Captive Insurance

Currently, there are no proposed rules for the Captive Insurance Division. 


Currently, there are no proposed rules for theSecurities Division. 

Public Comment

No material available for Public Comment at this time.

Public Hearings

Currently, there are no scheduled public hearings.

Contact Information

Department of Financial Regulation
Consumer Services 
89 Main Street, Montpelier, VT 05620 - 3101

833-DFR-HOTLINE (toll free)
833-337-4685 (toll free)

Public Information
For public records, media inquiries, and press releases visit our Public Information web page

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Employee Information