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Health Insurance

Health Insurance section under the Insurance Division

Definition of Creditable Coverage

Vermont law requires both non-group and small group carriers to waive pre-existing condition exclusions for those applicants who produce evidence of 9 months of creditable coverage.    8 V.S.A. § 4080a(g) and 4080b(g).  This language limits creditable coverage to coverage that is substantially equivalent to the common health plan approved by the commissioner. 

Licensing Requirements for Mental Health Review Agents

Section 1.  Purpose.

The purpose of this regulation is to set forth the requirements and standards for the licensing of persons or entities that perform service review activities of mental health care services.

Section 2.  Authority.

This rule is issued pursuant to the authority vested in the Commissioner of the Department of Banking, Insurance, Securities and Health Care Administration by 8 V.S.A. §§ 15, 4089a, 4089b, and 4724 and 18 V.S.A. § 9414.

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