In Vermont, two separate state agencies divide regulatory oversight of the Worker's Compensation system. The Department of Financial Regulation - Insurance Division regulates issues relating to insurers and the insurance market and the Department of Labor deals with program administration and issues relating to claims. The resources on this page are primarily for Vermont business owners and insurance industry members.
Check the Department of Labor website for training and other events relating to Workers Compensation issues.
Who to Call for Assistance
Employers with coverage issues or other problems with their insurance company? Contact the Insurance Division Consumer Services Section at 800-964-1784 or firstname.lastname@example.org.
Claim related questions? Please contact the Vermont Department of Labor at 802-828-2286 or email@example.com.
Loss Costs and Assigned Risk Rates
LCM (Loss Cost Modifier) Adoption and Filing Forms:
- Filing Adoption Form
- Calculation of LCM with Expcnt
- Calculation of LCM no Expcnt
Protected Formatting Note: Please note that the Insurance Division has posted Loss Cost and Assigned Risk Rate pages as a convenience to Vermont citizens and other interested parties. However, they are copyrighted products of the NCCI (National Council on Compensation Insurance Inc.). The NCCI provides the documents to Department of Financial Regulation in a protected format, which does not permit you to print or search the document. To inquire about obtaining this data in an unprotected format, please contact the NCCI directly at 800-622-4123. You may also contact Rosemary Raszka: 802-828-1686 or Rosemary.Raszka@vermont.gov or Jessica Sherpa: 802-828-2908 or Jessica.Sherpa@vermont.gov
Latest Loss Cost Multipliers as Filed by Carriers
2018 Advisory Loss Costs
2018 Assigned Risk Rates Sheets
2017 Advisory Loss Costs
2017 Assigned Risk Rates Sheets
2016 Advisory Loss Costs
2016 Assigned Risk Rates Sheets
2015 Advisory Loss Costs
2015 Assigned Risk Rates Sheets
Other Notes and Postings
Workers' Compensation Adjusters Performance Standards Report
Techniques to Stabilize Workers' Compensation
Workers' Compensation - A Classy Line ! (Act 142 effective 07/01/2010)
H.632, the Workers' Compensation Bill, alters certain requirements for farmers (changes payroll threshold), sole proprietors (alters the test for) and small corporations (provides for an opt out under certain conditions). The changes took effect May 26, 2004. See explanatory memos:
- Memo: June 3, 2004 Department of Financial Regulation
- Memo: June 3, 2004 Department of Labor & Industry
Note: Effective 07/01/12 Vermont's General Assembly established that contributions from employers will be remain at 1.75% of the direct calendar year premium for workers' compensation insurance. Please contact the Vermont Department of Labor for more information.