Internet Escrow Services, Inc.
STIPULATION AND CONSENT ORDER
The Banking Division of the Vermont Department of Financial Regulation (the “Department”), and Internet Escrow Services, Inc. (“Respondent”) hereby stipulate and agree as follows:
Banking
Top Keyword for banking - used in url generation
FNC Insurance Agency, Inc.
STIPULATION AND CONSENT AGREEMENT
The Vermont Department of Financial Regulation (the “Department”) and FNC Insurance Agency, Inc. (“FNCIA”) stipulate and agree as follows:
Background
Order Exempting Certain Loan Solicitation Companies From the Loan Solicitation Licensing Requirement Of 8 VSA Chapter 73
Background and Findings
1. The Commissioner of the Department of Financial Regulation is charged with administering Vermont law as it pertains to loan solicitation companies. 8 V.S.A. Chapters 1 and 73.
2. The definition of “loan solicitation” is very broad and includes:
a. offering, soliciting, brokering, directly or indirectly arranging, placing, or finding a loan for a prospective Vermont borrower;
PACE Reserve Fund
Effective January 1, 2012, pursuant to 24 V.S.A. §3269(c) and (d), the Commissioner of the Department of Banking, Insurance, Securities and Health Care Administration has determined, until further notice, that every PACE participant will contribute 2.0 percent of the original PACE assessment to the municipality’s Reserve Fund or a Reserve Fund managed by an agent for the municipality.
PACE Assessment Underwriting Criteria and Standards
For the purpose of this document, a property owner of a PACE qualified property receiving funding to finance an energy saving improvement will be referred to as a “Participant.” These underwriting criteria are meant to determine the Participant’s credit worthiness and ability to repay the assessment, that the underlying assets have and will retain value and that there will be savings or some other benefit from the assessment. Under 24 V.S.A.
Notice of the Enactment of Act 41, An Act Related to Prohibiting Discrimination on the Basis of Gender Identity
This Bulletin provides notice to affected companies of the enactment of Act 41, An Act Related to Prohibiting Discrimination on the Basis of Gender Identity.[1]
Act 41 is intended to prohibit discrimination on the basis of gender identity. “Gender identity” under the law means “an individual’s actual or perceived gender identity, or gender-related characteristics intrinsically related to an individual’s gender or gender identity, regardless of the individual’s assigned sex at birth.” 1 V.S.A. § 144. [2]