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Business Entity Limited Lines Producer License for Credit Insurance

Section 1.  Authority.

This Regulation is promulgated under the authority granted to the Commissioner of the Department of Banking, Insurance, Securities and Health Care Administration by 8 V.S.A. §§ 15, 4813a(6) and 4813f(b).

Section 2.  Purpose.

The purpose of this Regulation is to establish a Business Entity Limited Lines Producer License for the sale of Credit Insurance and to set forth requirements for the sale of Credit Insurance by a Business Entity Limited Lines Credit Insurance Producer and its employees and representatives.

Section 3.  Scope.

Limited Lines Producer License for Credit Insurance

Section 1.  Authority.

This Regulation is promulgated under the authority granted to the Commissioner of the Department of Banking, Insurance, Securities and Health Care Administration by 8 V.S.A. §§15 and 4813a(6).

Section 2.  Purpose.

The purpose of this Regulation is to establish a Limited Lines Producer License for the sale of Credit Insurance and to set forth requirements for the sale of Credit Insurance by a Limited Lines Credit Insurance Producer.

Section 3.  Scope.

Recognition of Preferred Mortality Tables for Use in Determining Minimum Reserve Liabilities

Section 1.  Authority.

This Regulation is promulgated by the Commissioner of Banking, Insurance, Securities and Health Care Administration pursuant to 8 V.S.A. §15, 8 V.S.A. §3784(a)(2) ("Vermont Standard Valuation Law"), 8 V.S.A. §3747a(h)(6) ("Vermont Standard Nonforfeiture Law for Life Insurance"), and Sections 5A and 5B of Regulation 99-3-I ("Valuation of Life Insurance Policies") of the Vermont Department of Banking, Insurance, Securities and Health Care Administration.

Section 2.  Purpose.

Recognition of the 2001 CSO Mortality Table for Use in Determining Minimum Reserve Liabilities and Nonforfeiture Benefits Model Regulation

Section 1.  Authority

This Regulation is promulgated by the Commissioner of Banking, Insurance, Securities and Health Care Administration pursuant to 8 V.S.A. § 15, 8 V.S.A. § 3784(a)(2) ("Vermont Standard Valuation Law"), 8 V.S.A. § 3747a(h)(6) ("Vermont Standard Nonforfeiture Law for Life Insurance"), Sections 5A and 5B of Regulation 99-3-I ("Valuation of Life Insurance Policies") of the Vermont Department of Banking, Insurance, Securities and Health Care Administration, and Sec. 21 of Act 105 of the 2004 session of the Vermont General Assembly.

Section 2.  Purpose

Business Entity Limited Lines Producer License for Rental Car Insurance

Section 1.  Authority

This regulation is promulgated under the authority granted to the Commissioner by Title 8 V.S.A., § 15, 4813a(6) and 4813f(b).

Section 2.  Purpose

The purpose of this regulation is to establish a business entity limited lines producer license for the sale of rental car insurance and to set forth requirements for the sale of rental car insurance by a rental car company, its employees and representatives.

Section 3.  Scope

Standards for Safeguarding Customer Information

Section 1.  Preamble & Authority
A.  This regulation establishes standards for developing and implementing administrative, technical and physical safeguards to protect the security, confidentiality and integrity of customer information, consistent with sections 501, 505(b), and 507 of the Gramm-Leach-Bliley Act, codified at 15 U.S.C. 6801, 6805(b) and 6807 and 8 V.S.A. §§ 15, 3568, 3688, 4812, 5111, and 8014.

Civil Unions

Section 1  Purpose

This regulation is promulgated to prohibit insurers from unfairly discriminating between married couples and parties to a civil union regarding the offering of insurance policies and contracts. In accordance with this Regulation, insurers shall make insurance policies and contracts that are currently available to married couples, spouses, and their families available to civil union couples, parties to a civil union, and their families.

Section 2  Authority

Record Retention

Section 1.  Purpose.

This regulation establishes rules for the preservation and retention of insurer records, including the media that may be used to maintain them, the minimum duration of their retention, and the requirements for their production for examination.

Section 2.  Authority.

This regulation is promulgated pursuant to the authority vested in the Commissioner of Banking, Insurance. Securities and Health Care Administration by Title 8 V.S.A. sections 75, 3568, 3688, 4812, 5111 and 8014.

Section 3.  Definitions.

As used in this regulation:

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