Statement from Commissioner Pieciak: DFR staff continue to work remotely and will do so until further notice. The department is still conducting business, however there may be some temporary delays in DFR services. 

Property and Casualty

Filing Submission Requirements
Notices
Annual Health Reporting Requirements
Rates and Forms Property and Casualty Contacts


Property and Casualty Filing Requirements

The Regulatory filing requirements and Submission requirements provided under this section are for your guidance only; all insurers/filers have the responsibility to read and correctly apply the laws as they pertain to each filing.

Please review the contents of Regulation I-2010-03 Property and Casualty Insurance Filing Procedures and Reporting Requirements.

Commercial Lines other than Auto
  • Regulatory Requirements
Pet Insurance
Travel Insurance
Personal Lines Other than Auto
  • Regulatory Requirements
Personal Auto
Commercial Auto
  • Regulatory Requirements
Workers' Compensation
  • Submission Requirements

Notices

Effective immediately and in accordance with the requirements of 8 V.S.A. Section 18, the Rates & Forms Section of the Vermont Department of Financial Regulation will begin billing back to filers the reasonable costs of outside consultants hired to review filings.  While the most significant impact of this policy will be on rate filings requiring prior actuarial review, the statute cited above applies to both rate and form filings.  Therefore, an especially complex form filing that, in the commissioner’s discretion, requires review by outside consultants may also be subject to this policy.

Questions about this policy may be directed to Kevin Gaffney, Director of Rates and Forms, at 802- 828-4845 or Phil Keller, Director of Insurance Regulation, at 802- 828-1464.
 

Bulletin 189 - "Non-Cumulation" Policy Provisions

Bulletin 186 - Price Optimization in Personal Lines Ratemaking

Bulletin 184 - Property Loss Claims: No Labor Depreciation


Property and Casualty Annual Insurer Reporting Requirements

Below is a list of reporting requirements.  Please click on the links below to access instructions for completion and submission of these reports.


Contacts

Commercial Lines
Rosemary Raszka
Assistant Director of Rates and Forms Property and Casualty 
Rosemary.Raszka@vermont.gov
802- 828-1686
 
Pat Murray
Senior Rate and Form Analyst
Pat.Murray@vermont.gov
802- 828-5795
 

Lisa Johnson Bergeron
Insurance Rate & Form Analyst III
Lisa.Bergeron@vermont.gov
802- 828-2471
 
Personal Lines/Commercial Auto/Workers Compensation
Jessica Sherpa
Rate and Form Analyst
Jessica.Sherpa@vermont.gov
802- 828-2908
 

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Contact Information

Department of Financial Regulation
Consumer Services 
89 Main Street, Montpelier, VT 05620 - 3101

802-828-3301
833-DFR-HOTLINE (toll free)
833-337-4685 (toll free)

Public Information
For public records, media inquiries, and press releases visit our Public Information web page

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