Property and Casualty

Filing Submission Requirements

Notices

Guidance for Withdrawing a Line of Business or Product

Annual P&C Reporting Requirements

Rates and Forms Property and Casualty Contacts

Property and Casualty Filing Requirements

The Regulatory filing requirements and Submission requirements provided under this section are for your guidance only; all insurers/filers have the responsibility to read and correctly apply the laws as they pertain to each filing.

Please review the contents of Regulation I-2010-03 Property and Casualty Insurance Filing Procedures and Reporting Requirements.

• Property and Casualty Common Causes for Delays
• Consent to Rate Application
• Requirements for Mid-Term Cancellation 

Commercial Lines other than Auto

• Regulatory Requirements

Homeowners, Dwelling, and Personal Umbrella Policies

• Regulatory Requirements

Pet Insurance

• Regulatory Requirements

Travel Insurance

• Regulatory Requirements

Personal and Commercial Auto

• Regulatory Requirements

Personal Lines Other than Auto

• Regulatory Requirements

Workers' Compensation

• Submission Requirements

Notices

Effective immediately and in accordance with the requirements of 8 V.S.A. Section 18, the Rates & Forms Section of the Vermont Department of Financial Regulation will begin billing back to filers the reasonable costs of outside consultants hired to review filings.  While the most significant impact of this policy will be on rate filings requiring prior actuarial review, the statute cited above applies to both rate and form filings.  Therefore, an especially complex form filing that, in the commissioner’s discretion, requires review by outside consultants may also be subject to this policy.

Questions about this policy may be directed to Rosemary Raszka, Director of Rates & Forms, Property & Casualty, at (802) 828-1686 or Mary Block, Director of Insurance Regulation, at (802) 622-4146.

Bulletin 189 - Non-Cumulation" Policy Provisions
Bulletin 186 - Price Optimization in Personal Lines Ratemaking
Bulletin 184 - Property Loss Claims: No Labor Depreciation

Property and Casualty Annual Insurer Reporting Requirements

Below is a list of reporting requirements.  Please click on the links below to access instructions for completion and submission of these reports.

• Liquor Liability
• Price Monitor

Contacts

Rosemary Raszka
Director of Rates and Forms, Property and Casualty Insurance 
Rosemary.Raszka@vermont.gov
802-661-8716

Mary V. Richter
Senior Insurance Rate & Form Analyst (Commercial Lines)
Mary.Richter@vermont.gov
802-828-1050

Jessica Sherpa
Rate and Form Analyst (ET) (Commercial Lines and Workers Compensation)
Jessica.Sherpa@vermont.gov
802-461-6753

Joanie Smith
Senior Insurance Rate & Form Analyst (Commercial Lines)
Joanie.Smith@vermont.gov
802-261-7944

Zoie Swaim
Insurance Rate and Form Analyst (Personal Lines)
Zoie.Swaim@vermont.gov
802-461-5717