Property and Casualty

Filing Submission Requirements
Notices
Annual Health Reporting Requirements
Rates and Forms Property and Casualty Contacts

Property and Casualty Filing Requirements

The Regulatory filing requirements and Submission requirements provided under this section are for your guidance only; all insurers/filers have the responsibility to read and correctly apply the laws as they pertain to each filing.

Please review the contents of Regulation I-2010-03 Property and Casualty Insurance Filing Procedures and Reporting Requirements.

Property and Casualty Common Causes for Delays
Consent to Rate Application
Requirements for Mid-Term Cancellation

Commercial Lines other than Auto

Regulatory Requirements

Personal Lines Other than Auto

Regulatory Requirements

Personal Auto

Regulatory Requirements

Commercial Auto

Regulatory Requirements

Workers' Compensation

Submission Requirements

Notices

Effective immediately and in accordance with the requirements of 8 V.S.A. Section 18, the Rates & Forms Section of the Vermont Department of Financial Regulation will begin billing back to filers the reasonable costs of outside consultants hired to review filings. While the most significant impact of this policy will be on rate filings requiring prior actuarial review, the statute cited above applies to both rate and form filings. Therefore, an especially complex form filing that, in the commissioner’s discretion, requires review by outside consultants may also be subject to this policy.

Questions about this policy may be directed to Rosemary Raszka, Director of Rates & Forms, Property & Casualty, at (802) 828-1686 or Emily Brown, Director of Insurance Regulations, at (802) 461-6949.

Bulletin 189 - Non-Cumulation" Policy Provisions
Bulletin 186 - Price Optimization in Personal Lines Ratemaking
Bulletin 184 - Property Loss Claims: No Labor Depreciation