Filing Submission Requirements
Guidance for Withdrawing a Line of Business or Product
Annual P&C Reporting Requirements
Rates and Forms Property and Casualty Contacts
Actuarial Indication Checklist for Homeowners and Personal Auto Rate Filings
Property and Casualty Filing Requirements
The Regulatory filing requirements and Submission requirements provided under this section are for your guidance only; all insurers/filers have the responsibility to read and correctly apply the laws as they pertain to each filing.
Please review the contents of Regulation I-2010-03 Property and Casualty Insurance Filing Procedures and Reporting Requirements.
- Property and Casualty Common Causes for Delays
- Consent to Rate Application
- Requirements for Mid-Term Cancellation
Commercial Lines other than Auto
Homeowners, Dwelling, and Personal Umbrella Policies
Pet Insurance
Travel Insurance
Personal and Commercial Auto
Personal Lines Other than Auto
- Regulatory Requirements
Workers' Compensation
- Submission Requirements
Notices
Effective immediately and in accordance with the requirements of 8 V.S.A. Section 18, the Rates & Forms Section of the Vermont Department of Financial Regulation will begin billing back to filers the reasonable costs of outside consultants hired to review filings. While the most significant impact of this policy will be on rate filings requiring prior actuarial review, the statute cited above applies to both rate and form filings. Therefore, an especially complex form filing that, in the commissioner’s discretion, requires review by outside consultants may also be subject to this policy.
Questions about this policy may be directed to Rosemary Raszka, Director of Rates & Forms, Property & Casualty, at (802) 828-1686 or Mary Block, Director of Insurance Regulation, at (802) 622-4146.
Bulletin 189 - Non-Cumulation" Policy Provisions
Bulletin 186 - Price Optimization in Personal Lines Ratemaking
Bulletin 184 - Property Loss Claims: No Labor Depreciation
Property and Casualty Annual Insurer Reporting Requirements
Below is a list of reporting requirements. Please click on the links below to access instructions for completion and submission of these reports.
Contacts
Rosemary Raszka
Director of Rates and Forms, Property and Casualty Insurance
Rosemary.Raszka@vermont.gov
802-661-8716
Mary V. Richter
Senior Insurance Rate & Form Analyst (Commercial Lines)
Mary.Richter@vermont.gov
802-828-1050
Jessica Sherpa
Rate and Form Analyst (ET) (Commercial Lines and Workers Compensation)
Jessica.Sherpa@vermont.gov
802-461-6753
Joanie Smith
Senior Insurance Rate & Form Analyst (Commercial Lines)
Joanie.Smith@vermont.gov
802-261-7944
Zoie Swaim
Insurance Rate and Form Analyst (Personal Lines)
Zoie.Swaim@vermont.gov
802-461-5717